Fees

At PWS, our goal is to be a source of financial guidance, information, and trust for clients across the nation. We understand that one of the major barriers to entry for many people to hire a financial planner is the perceived cost. Many whom have never worked with a planner have a misconception that you must be ultra-wealthy or pay exorbitant annual fees to work with a qualified planner. Our goal has always been to challenge that preconception by offering professional, comprehensive advice at an easy-to-understand, reasonable cost to all who seek it.

With this in mind, we have structured our fees, service levels, and compensation to be to tailored to each client's planning needs.

Investment Advisory Services

This area of practice covers all investment advisory services offered to our valued clients.
Investment Advisory Services entail:

Step 1

Clearly defining the client's short term and long-term investment goals and dreams.

Step 2

Providing an in-depth analysis of the client's current investment strategy to ensure it aligns with their goals.

Step 3

Assisting the client with re-structuring the current investment strategy and/or implementing new investment strategies, if necessary.

Step 4

Provide ongoing wealth management, monitoring, and investment advice over the long run via periodic reviews.

*The Minimum Fee of 1% of account under management per year billed from portfolio

Ongoing Financial Planning Services

Our CERTIFIED FINANCIAL PLANNER™ Practitioner, LV Plummer Jr, assumes the role "Personal Chief Financial Officer (CFO)" for his many clients.
As your CFO, he has been trained to provide guidance, education, personalized financial plans, and ongoing advice in the following areas:

✓ Retirement Planning

✓ Cash Flow Planning

✓ Tax Planning

✓ Estate Planning

✓ Education Planning

✓ Investment Planning

✓ Risk and Insurance Planning

✓ Debt Planning

Our first priority is helping you take care of yourself and your family.

We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk.
Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.

Introduction

Introductory "Story" Session

Our very first meeting with a new client where we simply get to know your story. We discuss your background, history, goals, dreams, fears, biases, and what you expect from your advisory team.

Plan Design

Plan Design and "Action Plan" Meeting

After learning your story, our team begins the art and science of financial planning by designing your customized "Action Plan". After confirming this Action Plan, we take 1-2 meetings to review and ensure full clarity of this plan with the client. Once all parties are in agreement, we help the client implement the plan with our team.

Ongoing Review

Ongoing Reviews and Check Ups

No financial plan can remain the same forever. Life happens, circumstances change, families grow, and life's many curveballs are certainly inevitable. The most critical aspect of our process is continually meeting with our clients virtually and in person throughout the years to ensure that their plans are up to date. Through the years, we continually make adjustments and fine tune all aspects of a client's plan to adapt to whatever changes occur in our clients' lives, the markets, and the economy. We believe in meeting with our clients at least 2-4 times per year for these strategy reviews.

*For clients with under $250,000 in assets with our firm, the minimum quarterly fee is $250 per quarter
*For clients with over $250,000 in assets with our firm, the fee is waived.

Please note that our fees are based on the client's needs and are typically adjusted on an annual basis.